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Welcome to Credit Acceptance.
We’re driving possibility.
See your monthly prequalified payment now.
Looking to buy a vehicle? Welcome to possibility.
For over 50 years now, Credit Acceptance has been dedicated to helping hardworking individuals have the opportunity to finance a vehicle. More than 4 million, as a matter of fact. If you’re ready to purchase, let us help put you in the driver’s seat.
- Customers
- Dealers
Get the “yes” before you get the car: Pre-qualify for financing.
Did you know you can get pre-qualified for auto financing regardless of your credit history? Our process only takes a few moments.
Once you get the thumbs up that you pre-qualify, we’ll match you to as many as three dealerships in the Credit Acceptance network in your area so you can find a dealer you like and a vehicle you love.

What’s possible? It’s more like, what isn’t?
At Credit Acceptance, we’re dedicated to doing everything possible to help you get your customers into a vehicle and keep them coming back.
Credit Acceptance has the expertise and commitment to provide you with tools to help you grow your business, such as
- Ability to approve up to 100% of your customers
- Approvals in 30 seconds or less
- Remote customer signings — driver and co-signer
- Same day funding (to increase your cash flow)

Resources
Find a Dealer Near You
Search for car dealers near you in the Credit Acceptance network. With over 15,000 nationwide, this map makes it easy to find dealers near you who can help.
Customer FAQ
Whether it’s about making payments, managing text alerts, or using the Customer Portal, here are the answers to your most common questions.
The numbers speak for themselves.
What drives customers to Credit Acceptance?
Next stop: articles from our Express Lane blog.

20 May 23
What documents do I need to purchase a vehicle?
So you’re gearing up to purchase a vehicle and have been cruising down your list of car-buying to-dos. You’ve set a budget, narrowed down your options, and now you’re ready to take your soon-to-be ride for a test spin and, hopefully, off the lot.

18 May 05
Get financed through an enrolled dealer.
It’s no secret that having a poor credit history can make getting approved for financing difficult. Credit Acceptance believes everyone deserves a second chance, which is why we enable dealers enrolled on our program to approve everyone, including customers with bad credit history or no credit history at all. Here’s how the program works.

21 Nov 11
How to pay off your financing faster.
When purchasing a vehicle, most car buyers are focused on getting approved for a car loan or auto financing. With auto lenders and finance companies making credit to buy a car more accessible to borrowers, it’s possible for car financing terms to stretch out for years.