How to make your Credit Acceptance car payment.

• Easily set up automatic payments with a debit/ATM card, checking account, or savings account (NOTE: Credit cards are not accepted).
• Schedule your recurring payments to be weekly, bi-weekly, semi-monthly, or monthly.
• Payments are posted on the day(s) you choose. Payments are processed 7 days a week, including holidays.
• An AutoPay schedule can be established or modified 24 hours a day, 7 days a week, and on holidays, in the Mobile App or on the Customer Portal.
• Any change to an AutoPay schedule needs to be made before 12:00 am ET one day prior to the next scheduled payment date.

You can set up AutoPay 3 ways:

1. Log in to the Customer Portal.
2. Click “Enroll in AutoPay” on the Portal’s home page.
3. Follow the instructions to set up AutoPay.

Call 1-800-634-1506 to talk to a Credit Acceptance Representative and set up automatic payments.

Check or Money Order via U.S. Post Office

Include your payment coupon and Credit Acceptance account number on your check or money order. Do not send cash. Do not send correspondence other than your coupon.

Mail to:

Credit Acceptance

P.O. Box 551888

Detroit, MI 48255-1888*

Payments are posted the same business day if received by 5:00 pm ET. Payments received after business hours will be processed the next business day. It’s recommended that you mail payments 7 days before the due date.

If guaranteed funds are required, mail a money order to:

Credit Acceptance

25505 West 12 Mile Rd

Southfield, MI 48034

*Payments sent directly to Credit Acceptance instead of the P.O. Box generally take longer to reach us. Payments received directly at Credit Acceptance will be posted the same business day if received by 5:00 pm ET.

Check or Money Order

Leave your check or money order payment in the drop box in front of Credit Acceptance headquarters, located at 25505 West 12 Mile Road, Southfield, Michigan. Do not leave cash in the drop box. Include your account number written on your check or money order.

Payments are posted the same business day if received by 5:00 pm ET.

$3.75

Make a guest payment here.

$3.75

To make a one-time payment, download our Credit Acceptance Mobile App. Securely log into your Credit Acceptance account with fingerprint or face ID.

$3.75

1. Log in to the Customer Portal via your computer or mobile device.
2. Click “One-Time Payment” on the Portal’s home page.
3. Follow the instructions to make a payment.

CheckFreePay: $5.00

Take your payment to a CheckFreePay location. Visit www.checkfreepay.com to find a location near you.

Payments are posted the same day if submitted to CheckFreePay by 11:43 pm ET. This payment option is available 24 hours a day, 7 days a week and on holidays.

MoneyGram: $7.99

Take your payment to a MoneyGram location and use the Code: 4093. Visit www.moneygram.com or call 1-800-926-9400 to find a location near you.

Payments are posted the same day if submitted to Money Gram by 10:00 pm ET. This payment option is available 24 hours a day, 7 days a week and on holidays.

Western Union: $8.50

Take your payment to a Western Union location and use the Code: Acceptance MI. Visit www.westernunion.com or call 1-800-325-6000 to find a location near you.

Payments are posted the same day if submitted to Western Union by 10:00 pm ET. This payment option is available 24 hours a day, 7 days a week and on holidays.

Via your bank's website with checking or savings Account.

Consult your bank for fee details.

Follow your bank’s instructions for bill payments. Select Credit Acceptance as a payee. Select a one time or recurring payment. Direct your payment to P.O. Box 551888, Detroit, MI 48255-1888.*

Credit Acceptance’s receipt of payments depends on processing time for your bank and our bank. Payments are posted the same day they are processed by our bank.

*Payments sent directly to Credit Acceptance instead of the P.O. Box generally take longer to reach us. Payments received directly at Credit Acceptance will be posted the same business day if received by 5:00 pm ET.