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The Lot Blog

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Car Lessons from Dad: How to Change a Flat Tire

Many of us rely on our dads for many things — whether it’s teaching us how to drive a car, giving us sound advice on life, or coming to our rescue when there’s an emergency. It’s like they’re our own personal superhero. One important lesson a number of us have learned from our...

4 Important Tips for Getting Your Oil Changed

Getting your car’s oil changed is the equivalent of getting your yearly checkup at the doctor’s office — to ensure everything is running properly and, essentially, to prevent potential issues from arising in the future. Knowing the right time to change your oil, how often to change it and the best oil for your car is crucial for...

How Financing a Car Through a Dealer on the Credit Acceptance Program Can Help Rebuild Your Credit

For the longest time you’ve been trying to get credit approval to buy a car, and after connecting with a dealer on the Credit Acceptance program, you finally got it. Woo hoo! That’s great news. But since getting approved for financing is only half the battle, it’s time to start focusing on next steps —...

What Do Dealers Enrolled with Credit Acceptance Offer Credit-Challenged Car Buyers?

For car buyers with bad credit or first-time car buyers with no credit established, trying to obtain a credit approval can be difficult. Here are a few things that dealers enrolled with Credit Acceptance offer: Indirect auto financing. This allows you to...

How It Works: Getting Financed through a Dealer Enrolled with Credit Acceptance

It’s no secret that having a poor credit history can make getting approved for financing difficult. Credit Acceptance believes everyone deserves a second chance, which is why we enable dealers enrolled on our program to approve everyone, including customers with bad credit history or no credit history at all. Here’s how the program...

Why It's Important to Check the Odometer Before Purchasing a Used Car

During the car buying process, knowing the odometer reading of your potential vehicle is imperative — especially if you’re purchasing a used car. Why? Because an odometer reading can be helpful, in determining: The remaining useful life of the vehicle What maintenance and repairs may need to be done If the manufacturer...

8 Mother's Day Gifts to Make Mom's Car Time More Enjoyable

Practically everyone knows that being a mother is a full-time job. In fact, a recent study conducted by Welch’s found that a mother’s work is equivalent to a 98-hour work week — so technically, being a mother is two and a half full-time jobs. On top of everything else they do, moms spend a good amount of time carting the...

How to Determine Your Monthly Car Payment When Purchasing a Vehicle

Before you begin your search for a new car, you might want to take some time to determine how much you can afford to finance each month. You don’t want to bite off more than you can chew by purchasing a car with a payment that is a struggle to make every month.

How Can I Fix Mistakes on My Credit Report?

Items found in your credit report play a key role in determining your credit score, the three-digit number that gives finance companies and lenders a snapshot of your credit activity and history. Mistakes in your credit report can impact your credit score and hurt...

Car Buying Steps: 7 Things to Consider When Purchasing a Vehicle

Buying a car can be pretty exciting, but it’s also a process that requires a lot of time, patience and of course, money. Keeping that in mind, it’s good to know all the steps involved with making a big purchase — especially if you’re a credit-challenged customer with bad credit or no credit established. ...

3 Common Mistakes to Look for in Your Credit Report

As a student, the grades you received on your report card reflected your performance in school. Similarly, as an adult, your credit score – the numeric value determined by the items found in your credit report – reflects your financial performance with...

Maintain or Trade? Evaluating the Cost of Repairing vs. Trading In Your Car

The car you currently drive has gotten you through some tough times, but you’re thinking it might be time for an upgrade. Aside from the occasional ding and scrape, there’s nothing wrong with your current ride, but it doesn’t have all the cool, up-to-date features that you see in most modern cars. You’re wondering...

Car Naming Tips: 5 Cool Nickname Ideas for Your Ride

Did you know Americans spend an average of 50.6 minutes per day driving in the car, which totals to about 18,470 minutes a year? Whew, talk about a long drive! Needless to say, we spend a lot of time in our rides. Think about it. You probably drive your car to and from work every day, get it...

Should You Check Your Credit Score Before Purchasing a Vehicle?

Shopping for a new ride can be an exciting time for car buyers — from visiting the dealership and taking your soon-to-be car for a quick test spin, to driving off the lot in your new ride. But before you purchase a vehicle, it may be a good idea to check your credit...

5 Ways to Make Your Tax Return Work for You

Whether you already received your refund or you’re anxiously waiting, you are probably thinking about the best way to put your hard-earned money to use. Here are some suggestions on how you can use your tax refund to help you get ahead: Pay down your debt. Credit scoring models look at...

How Can I Improve My Credit Score?

Your credit score — a number comprised of three little digits that have a huge impact on determining how easily you’ll qualify for credit approval. It’s one of the first things finance companies and other businesses check when you’re trying to get approved for...

Luxury Taste on a Limited Budget: How to Shop for the Car You Can Afford

You want a new car. But not just any new car — your dream car. The only thing stopping you from going to the dealership, signing the papers and driving off the lot in your new ride is the infamous ‘B’ word — your budget. While there’s nothing wrong with wanting the finer things in life, purchasing a car...

Why Choose A Dealer Enrolled with Credit Acceptance?

Buying a car can be a tricky process. You need a car. You likely need a car loan or financing to purchase the car. It’s easier to get approved for financing when you have good credit. And truthfully, your credit score isn’t looking so hot right now. Life can be quite...

3 Simple Steps to Start Your Approval for Your Next Car

You’re tired of relying on public transit, Uber rides and car rentals to get from Point A to Point B. You want — you need — a more reliable means of transportation. In simpler terms, you need a car. But before you can buy one, you first need to get approved for a car loan or financing. Here are a few steps to...

A Second Chance: Getting Approved to Finance Your Next Car

It’s no secret that having bad credit can make qualifying for a loan pretty challenging. Many people with bad credit or no credit who try to get approved for financing often hear “no” from auto lenders and finance companies. But everyone deserves a second chance to improve their credit...