Did you know?

With Credit Acceptance, dealers can receive an approval for every customer, on every vehicle in their inventory, with one submission.

What makes us different

What makes Credit Acceptance different from other auto finance companies? The distinctions are many....a couple key benefits to dealers are:

CA Portfolio Program icon

  • Our Portfolio Program gives dealer the opportunity to share in the entire contract (principal and interest)
  • Our nearly 50 years in the subprime indirect auto lending industry providing dealers with best practices and help every step of the way

Credit Acceptance is committed to helping independent, Buy Here Pay Here, and Franchise dealers sell more cars and make more money, and we provide same day funding when using eContracting with complete contract submission. Simply put, we are the best at what matters most to you and your dealership when it comes to subprime auto finance.
 

Market Area Manager (MAM)

Every dealership enrolled with Credit Acceptance, regardless of type or size, has a dedicated MAM assigned as a long-term business consultant. Our MAMs have a wealth of experience in the subprime finance industry and are in your market to provide valuable advice. They can provide invaluable guidance to help you sell more cars and make more money, such as:

Credit Acceptance Market Area Manager (MAM) icon

  • Increasing leads and floor traffic
  • Training staff in proven best practice and sales techniques
  • Analyzing performance reports to identify areas of improvement and develop action plans to help you sell more cars

 

Dealer Service Center (DSC)

Dealer Service Center (DSC)

These individuals are your funding experts and have a vested interest in maximizing your contract volume and helping you get your money quickly. They can help you with any aspect of submitting and funding your contracts.

These individuals are your funding experts and have a vested interest in maximizing your contract volume and helping you get your money quickly. They can help you with any aspect of submitting and funding your contracts.

Dealer Service Center Icon- Headphones Dealer Service Center Icon- Headphones
 

CAPSĀ®

Our Credit Approval Processing System (CAPS) enables dealers to:

  • Generate an approval on every new or used vehicle for every customer, regardless of bad credit or no credit history
  • Increase sales by saying 'YES' to every customer
  • Easily structure deals that are profitable to you and affordable for your customer
CAPS computer screen

CAPS also enables dealers to recieve:

  • Incredibly fast funding (same day funding in many cases) with our eContracting option
  • Daily, monthly and on-demand performance reports
  • Valuable CAPS Leads delivered to your inbox
  • Access to the Wholesale Buying Club for dealership point of sale materials and supplies
  • Many other valuable services and tools to enhance your sales process

 
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Training

Credit Acceptance is dedicated to a culture of compliance and offers a robust training process to help dealers maximize their success on our program. This training begins with your MAM and extends to our Credit Acceptance University (CAU) courses and Dealer Exchange Meetings.

Credit Acceptance is dedicated to a culture of compliance and offers a robust training process to help dealers maximize their success on our program. This training begins with your MAM and extends to our Credit Acceptance University (CAU) courses and Dealer Exchange Meetings.

 

Contract Servicing

Contract Servicing

Credit Acceptance has dedicated, experienced team members working to assist with contract performance, dealers and customers. We have a robust internal training and compliance process.

Credit Acceptance has dedicated, experienced team members working to assist with contract performance, dealers and customers. We have a robust internal training and compliance process.

Credit Acceptance Customer Service Team Member Credit Acceptance Customer Service Team Member