Proven leader since 1972

Become a dealer

Easier, Faster & More Profitable!

  • Competitive Advances for Dealers
  • Same-day Funding for Dealers
  • Dealer Vehicles
  • Dealer Financing
  • Competitive advances

  • Same-day funding available with eContracting

  • Programs work for nearly any vehicle

  • Easy integrations with 3rd party systems

  • Competitive Advances for Dealers

    Competitive advances

  • Same-day Funding for Dealers

    Same-day funding available with eContracting

  • Dealer Vehicles

    Programs work for nearly any vehicle

  • Dealer Financing

    Easy integrations with 3rd party systems

Credit Approval Processing System

Using our Credit Approval Processing System (CAPS®), you can easily deliver a written credit approval to customers on every vehicle in your inventory in 30 seconds or less, virtually 24/7.

Finance programs

Unlock your profit potential!

Portfolio program

  • Credit Acceptance Programs

    80% of net collections

  • Dealer Financing

    Control the financing

The Portfolio Program provides an up-front payment (Advance) and dealers share in every payment collected (Portfolio Profit).

Purchase program

  • Dealer Cash Flow

    More up-front cash flow

The Purchase program, which provides a higher up-front Advance at time of funding (but no share of future collections), functions more like traditional sub-prime financing.

  • John Love

    Credit Acceptance gives me peace of mind. There is not another program in the marketplace that is providing me with this type of long-term investment - not just for myself, but for my family as well.

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Credit Acceptance University

Invested in your success!

We’re not successful unless you are. That’s why we provide you (at no cost) with access to our online Credit Acceptance University, where you’ll gain the knowledge needed to maximize performance and profits with our programs.