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How to Make a Payment to Credit Acceptance

How to make your Credit Acceptance payment 

Making on-time payments maximizes the opportunity to improve a credit score and change lives. Make your payments with one of these easy payment methods. Select a method below to see payment posting times.

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NO FEE PAYMENT METHODS

Pay Online

ONLINE VIA INTERNET OR MOBILE DEVICE

Bank withdrawal/online payments

Set up automatic payments

Payments will post according to the schedule established by the customer. A first recurring payment will process one day following the schedule established by the customer.  Payments are processed 7 days a week and on holidays.  Changes to recurring payments need to be made one day prior to the next scheduled payment date. Recurring payments can be established or modified 24 hours a day, 7 days a week and on holidays.

Mail Payments

MAIL

Check or Money Order send via U.S. Post Office

Include account number on check or money order. Do not send cash.

Mail to:
Credit Acceptance
P.O. Box 551888
Detroit, MI 48255-1888

Payments are posted the same business day if received by 5:00pm EST. Payments received after business hours will be posted the next business day.

PAYMENT METHODS WITH FEES

Pay Online

ONLINE VIA INTERNET OR MOBILE DEVICE

Debit/ATM Card, Checking, or Savings Account

Make a one-time payment

Computer or Mobile Device - $3.00

Payments are posted the same day if submitted to Western Union by 11:43 pm EST. This payment option is available 24 hours a day, 7 days a week and on holidays.

In-person Payments

IN PERSON

Cash Only

CheckFreePay - $5.00
Take your payment to a CheckFreePay location. Visit www.checkfreepay.com to find a location near you.

Payments are posted the same day if submitted to CheckFreePay by 11:43 pm EST. This payment option is available 24 hours a day, 7 days a week and on holidays.

MoneyGram - $7.99
Take your payment to a MoneyGram location and use the Code: 4093. Visit www.moneygram.com or call 1-800-926-9400 to find a location near you.

Payments are posted the same day if submitted to Money Gram by 10:00 pm EST. This payment option is available 24 hours a day, 7 days a week and on holidays.

Western Union - $8.50
Take your payment to a Western Union location and use the Code: Acceptance MI. Visit www.westernunion.com or call 1-800-325-6000 to find a location near you.

Payments are posted the same day if submitted to Western Union by 10:00 pm EST. This payment option is available 24 hours a day, 7 days a week and on holidays.

Phone Payments

PHONE

Via automated phone system or Credit Acceptance Represenative with Debit/ATM Card, Checking, or Savings Account

Call 1-800-634-1506

Automated Phone System - $4
Payments are posted the same day if received by 11:43 pm EST. This payment option is available 24 hours a day, 7 days a week and on holidays.

Credit Acceptance Representative - $10
Payments are posted the same day. This payment option is available during Credit Acceptance business hours, 8:00 am – 11:00 pm EST Monday through Friday and 8:00 am – 5:00 pm EST Saturday and Sunday.

Personal Banking Payments

PERSONAL BANKING

Via your bank's website with Checking or Savings Account

Consult your bank for fee details.

Follow your bank’s instructions for bill payments. Select Credit Acceptance as a payee. Select a one time or recurring payment.

Credit Acceptance’s receipt of payments depends on your bank’s processing time. Payments are posted the same business day if received by 5:00 pm EST. Payments received after business hours will be posted the next business day.