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Credit Acceptance does business in all 50 states.

What we do

Helping dealers sell more cars icon

45 YEARS OF HELPING DEALERS SELL MORE CARS
Credit Acceptance is a leader in the subprime auto finance industry, helping dealers sell more cars and make more money. Our programs, offered to independent, Buy Here Pay Here, and Franchise dealers in all 50 states, have enabled dealers to approve over 8 million customers who may not have been able to get an auto loan due to bad credit or no credit.

 

CREDIT APPROVAL FOR EVERY CUSTOMER

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Dealers benefit from:

  • Used and new car sales to consumers who otherwise could not get auto financing or a loan approval due to bad credit or no credit
  • Repeat and referral sales generated by these same buyers

 
Two auto finance program options icon Two auto finance program options icon

AUTO FINANCE PROGRAMS

AUTO FINANCE PROGRAMS

Credit Acceptance offers two (2) primary indirect subprime auto finance programs to dealers: the Portfolio and Purchase programs

Credit Acceptance offers two (2) primary indirect subprime auto finance programs to dealers: the Portfolio and Purchase programs

 

CONSUMER BENEFITS

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We report to the three national credit reporting agencies. Car buyers with bad credit, bankruptcy or no credit have the opportunity to improve their lives by improving their credit score (with on-time payments). Improving credit enables them to move on to traditional car loans or other sources of financing - a benefit they would not have with most Buy Here Pay Here dealers.

  •  Car buyers with bad credit
  •  Make on-time payments and improve their credit score
  •  Move on to more traditional sources of financing