Your Credit & Privacy

Your Credit & Privacy


A good credit score can save you thousands of dollars over the life of an automobile loan or mortgage, making the goal of good credit extremely important. The Federal Trade Commission (FTC) provides many resources for consumers, using information pertaining to Building a Better Credit Report and Understanding Vehicle Financing.


To review how we collect, use and share your personal information, please read our entire Privacy Notice.

Credit Reporting

We report information about your account to the three major credit reporting agencies: Experian, Equifax and TransUnion. Errors in the information on your credit report can occur. Errors on a credit report can affect your credit score. If you believe there is an error in the information we have reported about your account, you can dispute the information by either filing a dispute directly with the consumer reporting agency that provided your credit report, or disputing the information directly with us as described below. The following are the dispute addresses for the three major credit reporting agencies:

P.O. Box 2002
Allen, TX 75013
Experian Disputes

P.O. Box 7404256
Atlanta, GA 30374
Equifax Disputes

P.O. Box 390
Springfield, PA 19064
TransUnion Disputes

To file a dispute directly with Credit Acceptance, complete the Consumer Report Direct Dispute Form and mail it to the address noted in the form.